How Canfield funding
actually works
No banks, no waiting, no mystery. Here’s exactly what happens from the moment you apply to the moment capital lands in your account.
Apply in minutes
Just basic info: your business tax ID, the last 3–4 months of bank statements, and the owner’s Social Security number. A soft credit pull that won’t affect your score.
Decision in hours
Real underwriters review your business — cash flow, time in business, and credit history — and build a customized offer. Apply during business hours for a near-instant response.
Funded same day
Approved before 4:00 PM ET? Funds can be wired the same day (wire fees may apply). Otherwise your capital arrives by ACH the next business day.
Upfront funding
We provide your business with an immediate lump sum of working capital — minus a standard processing fee. In our agreements, this is listed as the “purchase price.”
Repayment
You agree to remit a set amount of your future revenue via daily or weekly ACH payments — called the “amount sold.” Contracts clearly outline all dollar amounts upfront.
The total amount repaid depends on your company’s performance, industry, time in business, and other underwriting criteria — typically repaid over 3 to 12 months instead of several years.
Predictable payments, fixed terms
A lump sum with a set repayment schedule. Best for planned investments — equipment, expansion, inventory.
$5,000 – $2,500,000
Payments that flex with revenue
Capital in exchange for a fixed portion of future revenue. Best for businesses with variable cash flow.
$5,000 – $2,500,000
Don’t qualify yet? Ask about our BZH Funding program— built to help newer businesses establish a track record.
Send us a note and a real person — not a bot — will get back to you with answers.